When processing online credit card payments, X-Payments works as an intermediary between a shopping cart application on one side and payment gateways and 3D-Secure systems on the other side, implementing PCI compliant secure layer that works with credit card data and keeps your applications and systems out the PCI scope.

X-Payments is PSD2 / SCA ready using 3D Secure v1 through Cardinal Commerce. 3D Secure v2 coming soon!

Full list of credit card processors integrated with X-Payments:

  • PayPal Payments Pro and PayFlow
  • Authorize.Net AIM, CIM and AIM XML
  • Braintree
  • Quantum Gateway XML
  • Beanstream – Process Transaction API
  • Worldpay Global Gateway – Direct Model
  • WorldPay US
  • BluePay
  • BluePay Canada (ex. Caledon) – Real-Time Interface
  • Cardinal Commerce Centinel
  • Chase Paymentech Orbital
  • FirstData E4(SM)/Payeezy
  • American Express Payment Gateway
  • Sage Pay Direct v3
  • Global Iris
  • Global Payments
  • Elavon Converge
  • PayGate Korea
  • Intuit Quickbooks Payments
  • eProcessing Network – Transparent Database Engine
  • Meritus Payments
  • Moneris eSelect DirectPost/eSelectPlus
  • eWay Relatime Payments XML
  • GoEmerchant – XML Gateway API
  • Intuit Innovative Gateway
  • iTransact – XML connection method
  • FirstData Global Gateway
  • Netregistry eCommerce Gateway
  • Ingenico Payment Services (ex. Ogone e-Commerce)
  • Plug’n’Play WebXpress – XML Method
  • PSiGate XML API
  • QuantumGateway – Transparent QGWdatabase Engine
  • SecurePay
  • SkipJack TSYS
  • USA ePay – Transaction Gateway API
  • Elavon Virtual Merchant
  • CyberSource SOAP toolkit API
  • Sparrow (ex. 5th Dimension Logistics)
  • HeidelPay
  • MasterCard Simplify Commerce
  • NMI (Network Merchants Inc.) (used by Merchant One)
  • NAB (National Australia Bank)
  • Bendigo Bank
  • Suncorp (Suncorp Bank)
  • Sage (US)
  • BrilliantPay
  • Netevia

X-Payments also supports a number of fraud screening solutions:

  • Signifyd
  • NoFraud
  • Kount

Top Features

  • PCI Level 1 certified
  • Over 40 credit card processors supported (see full list above).
  • Saving credit cards for customers - Your shoppers can save credit cards in your online shop for recurring orders.
  • Saving customers credit cards for back-end staff - Your back-end staff can use shopper's saved credit cards for creating new orders.
  • Fraud protection - Integrates with NoFraud and Kount to fight online fraud. 3D-Secure Support via Cardinal Commerce.
  • Mobile friendly - Your checkout will be ready for mobile shoppers on your web-site.
  • Multi-address support - works with Zoey's multi-address checkout.

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