Zoey’s Integration is designed to empower B2B businesses to process payments online whether “Pre-Pay” at the time the order is placed, or Terms where invoices are paid later.

Key Features:

  • Saved Credit Cards (CIM): Zoey supports the Customer Information Manager (CIM) for the secure storing of customer credit cards that can be used when placing orders or paying invoices from the Storefront or Web Admin.
  • Fraud Protection: Identify, manage and prevent suspicious and potentially costly fraudulent transactions with our exclusive customizable, rules-based Advanced Fraud Detection Suite™ (AFDS)
  • PCI Compliance: Zoey works directly with the API to ensure all security compliance is maintained. All stored transactional information is transmitted through and kept by
  • Authorize/Void & Re-Authorize and Capture: Because B2B Billing is not static, Zoey has worked with to ensure the process to Authorize & Hold, Void & Re-Auth, and Capturing final invoiced amounts is as automated as possible. Never worry again about having to capture more or less than the original authorized amount.
  • Surcharge, Early Pay Discount & Late Fees: Zoey allows you to automatically apply a Credit Card Surcharge, Early Pay Discount and Late Fee to credit card transactions for different customers and customer groups.
  • Multi Account/Multi Currency Support: If you are transacting with multiple merchant accounts in different countries, you can utilize multiple accounts with Zoey on a per-currency basis. This ensures your multi-national orders are charged in local currency and processed through local merchant accounts.
  • NOTE: eCheck and ACH are NOT supported by this integration.


There is a lot that the Zoey + integration does. Below are some of the commonly asked questions we get on our sales demos:

How does Terms & Automated Billing work with Zoey +

Zoey’s Automated Billing system allows for customers to place orders against the Terms configured for their Account. This could be Net 10,30,60 etc… or a more custom Net Term such as a 2/10 Net 30 that processes a 2% early pay discount and a 5% late fee on past-due invoices. Customer Invoices can be automatically generated by Zoey based on a series of rules and customer preferences. Zoey also handles reminders and late notifications. Customers can login to their account to view and pay invoices, or click the direct link in each email they receive to pay online. Using’s CIM (Saved Credit Card) feature, customers will have a 1-click experience to pay their invoices quickly and securely. Admin users, reps and customer support can also process invoice payment with Zoey + directly from the Zoey Web Admin by using saved credit cards or taking new card number over the phone.

Can I do D2C and B2B Sales with Zoey +

Available payment options for Order and Invoice payment can be segmented based on the customer group (type) or individually per-customer. This allows Zoey Businesses to require credit card payment when the order is placed for B2C customers, and Terms Invoicing for logged in B2B customers.

Does Zoey take additional transaction fees?

Zoey does not charge additional transaction fees. All Zoey Businesses will need to connect their own Accounts to Zoey using the API keys. All transactions processed on the Zoey Web Admin or Storefront website go directly through the Gateway.

How does Zoey handle capturing Payments greater than the authorization amount?

In B2B Sales it is typically the case that the amount invoiced is different from estimated amounts on the Sales Order due to adjustments in item quantities, additional shipping amounts, added discounts, surcharges or late-fees. Zoey’s got this handled with the help of Zoey’s Automated Billing system has the ability to capture payments against an existing authorization if the amount is less than or equal to the authorized amount. If the amount to capture is greater than the authorization, Zoey will automatically void the authorization and attempt a re-auth and capture for the final amount. The same is true for expired authorizations.

Can Zoey + apply a Surcharge for Credit Card payments?

Yes! Surcharge percent or amounts can be applied to the invoice automatically. Zoey even allows you to specify different surcharge amounts for different customer groups.



Do you want to integrate with a trusted and popular payment gateway with your Zoey store? We recommend looking at An Authorize.Net Payment Gateway account enables Zoey customers to accept credit cards from websites and deposit funds automatically into your merchant bank account. is designed to save time and money for small- to medium-sized businesses.

Don’t have an account yet? Click here to sign up.



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