Payment Options for B2B eCommerce

Along with the ability to accept credit card transactions, our Authorize.net and Stripe integrations also allow for cards to be saved on file. Authorize.net uses their CIM solution, while Stripe leverages their own offering.

By allowing buyers to save cards on file, you can reduce the checkout steps required, while leveraging technology that does not require you as a merchant to save that information, avoiding PCI compliance issues. Instead Stripe and Authorize.net handle that information securely on your behalf, using a tokenization process to create a link between the buyer on your store and the card on file.

Many B2B businesses prefer to accept ACH payments due to their being more affordable than credit cards, especially for larger payments, while still allowing for quick and easy payment capture. 

Zoey offers ACH payment capabilities through Stripe, offering an easy electronic payment offering for accepting bank payments. Our newly updated ACH integration speeds up verification of accounts so that new ACH customers can pay in real time, once verified.

Establish payment terms, with how many days they have to pay off an order. This effectively establishes a “buy now, pay later” relationship with customers.

Terms (such as Net 30 or Net 60) can be set by user, location or account; language in the cart can be customized for each entity as well.

Zoey’s Net Terms solution can be linked to Quickbooks via a connector to issue invoices and mark orders as paid once those invoices are resolved. Or, you can send a bill to your buyer via Zoey to be paid via Stripe, PayPal or Authorize.net, if set up on your account.

Zoey also supports the ability to accept an order where a payment will be received or accepted outside Zoey. This includes payment methods such as Purchase Orders and Checks, where payment will be made outside Zoey but an order is still needed to complete the process.

Zoey also has an internally-built integration to QuickBooks Online, which allows invoices generated and marked paid in QuickBooks against a Zoey order to be marked paid in Zoey accordingly.

B2B customers often times pay on terms, as opposed to at the time of purchase. To help facilitate collection of payments of orders that are paid later, Zoey has an integrated billing and payments system that can facilitate collecting of payments via credit card and ACH directly within the same system customers place their orders.

Billing Automation tools have also been introduced, allowing for automatic scheduling of emails for payment reminders and follow-ups to reduce the need for a bookkeeper or other accounting team member to need to follow up manually with each customer.

Customers can see their open orders and invoices in their My Account dashboard so they know what they owe and when. Payments can be synced to QuickBooks Online and other accounting software options.